Orchardpeak Business Funding, a small-business funding service in Stillwater, OK, serves Perkins, OK owners by phone and online. This page uses ZIP 74059 Census counts to describe the businesses there, construction first, and explains which funding options fit contractors, shops and service firms in the area.
| Distance | Roughly 9 miles due south of Stillwater, OK |
|---|---|
| ZIP 74059 employers (2023) | 114 |
| Under five employees | 52.6% |
| Largest group | Construction, 23 |
Perkins, OK businesses in the ZIP 74059 count
ZIP 74059, the ZIP named for Perkins, counted 114 employer establishments in 2023, with about 993 employees and roughly $45.8 million in annual payroll; 52.6% of the establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). The town itself covers only about 2.6% of the ZIP's land (U.S. Census Bureau, 2020 ZCTA-to-place relationship file), so these counts include businesses outside the town limits.
By our arithmetic, that is about 8.7 employees and $402,000 in payroll per establishment.
Builders top the Perkins, OK ZIP list
| Sector | Establishments | Under 5 employees |
|---|---|---|
| Construction | 23 | 47.8% |
| Retail trade | 14 | 28.6% |
| Other services | 14 | 64.3% |
| Finance and insurance | 10 | 70.0% |
| Accommodation and food services | 9 | 33.3% |
| Health care and social assistance | 8 | 62.5% |
| Professional, scientific and technical | 7 | 57.1% |
| Manufacturing | 6 | 50.0% |
Construction makes up about a fifth of the ZIP's employer establishments. Contractors buy materials and pay crews before they are paid, which is why the construction page and equipment financing are relevant reading for a contractor.
Funding that fits a Perkins, OK business
- Contractors and trades: a line of credit for materials between draws, equipment financing for trailers and machines
- Shops: inventory financing for stock bought ahead of sales
- Service firms and agencies: working capital for payroll while invoices are outstanding
Getting started from Perkins, OK
Perkins owners call (405) 357-4905 or fill in the online request. County-wide data and records guidance are on the Stillwater, OK page, and the service-area page lists the other towns.
Perkins, OK businesses we help
Orchardpeak Business Funding works with Perkins, OK businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.
Documents to have ready
- Business checking statements covering roughly the last quarter or two
- Business and personal tax returns for the latest year
- Current financial statements: profit and loss plus a balance sheet
- A driver's license or passport for each owner
- Proof of ownership and business registration
- The equipment quote, contract or purchase order the funding is for
Partners differ in what they request; this list covers the usual ground.
The steps after your first call
- You call (405) 357-4905 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Everything can be handled by phone or online from Perkins, OK.
By Orchardpeak Business Funding · Updated