Orchardpeak Business Funding, a small-business funding service in Stillwater, OK, serves Cushing, OK owners by phone and online. This page uses ZIP 74023 Census counts to describe the area's businesses, including its restaurants and eating places, and explains which funding options fit them.
| Distance | 19 miles or so ESE of Stillwater, OK |
|---|---|
| ZIP 74023 employers (2023) | 285 |
| Under five employees | 53.7% |
| Food service locations | 31 |
Cushing, OK businesses in the ZIP 74023 count
ZIP 74023 counted 285 employer establishments in 2023, with about 3,038 employees and roughly $174.8 million in annual payroll; 53.7% had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). The city covers about 4.4% of the ZIP's land (U.S. Census Bureau, 2020 ZCTA-to-place relationship file).
Our arithmetic puts that at about 10.7 employees and $613,000 in payroll per establishment, larger on average than the Perkins ZIP's businesses. An estimated 6.7% (+/- 2.5 points) of employed Cushing residents were self-employed (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates).
Cushing, OK restaurants and eating places
Restaurants and eating places in Cushing, OK are part of the ZIP's business mix. ZIP 74023 had 31 accommodation and food services employer establishments in 2023, and 58.1% of them had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023), a much smaller-staffed group than food service across Payne County as a whole.
For a small kitchen, an equipment failure or a slow week is a funding question. The restaurant funding page covers kitchen equipment, remodels and card-based cash flow, and equipment financing explains new and used gear.
The rest of the Cushing, OK mix
| Sector | Establishments | Under 5 employees |
|---|---|---|
| Retail trade | 43 | 41.9% |
| Other services | 32 | 78.1% |
| Accommodation and food services | 31 | 58.1% |
| Construction | 27 | 37.0% |
| Health care and social assistance | 27 | 48.1% |
| Transportation and warehousing | 20 | 45.0% |
| Finance and insurance | 20 | 75.0% |
| Mining, quarrying, and oil and gas extraction | 17 | 58.8% |
| Wholesale trade | 14 | 42.9% |
Retail trade and other services together account for 75 of the ZIP's 285 employer establishments. Inventory financing and working capital are options a retailer or service business can compare.
Getting started from Cushing, OK
Phone (405) 357-4905 or send the online request from Cushing. The service-area page lists the other towns, and the Stillwater, OK page has the county figures.
Who Orchardpeak Business Funding works with in Cushing, OK
Orchardpeak Business Funding works with Cushing, OK businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.
Paperwork partners commonly ask for
- Recent business bank statements (partners often ask for three to six months)
- Last year's filed tax return for the business
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Proof of ownership and business registration
- Details of any loans, leases or advances the business already carries
- A written quote or invoice if the money is for equipment
Each lending partner sets its own list, so treat this as a starting point.
From first call to a partner's decision
- You call (405) 357-4905 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Everything can be handled by phone or online from Cushing, OK.
By Orchardpeak Business Funding · Updated